FCRA Rights and Privacy Policy

Compliance governs how Safe & Sound Education gathers, manages, maintains and shares all of the sensitive information that our clients need. You can rest assured that we are in strict compliance with all of the international, federal, state and local regulations set forth by governmental agencies at all levels. In fact, we employ a team of dedicated compliance specialists, as well as a nationally renowned employment law firm, to ensure that our policies are consistently up to date and conform to every guideline.

Compliance, at both the internal and external levels, is something we take seriously. The Safe & Sound Education compliance team includes experts on everything from the Fair Credit Reporting Act to the intricacies of local law, and assures adherence by monitoring company and client exchanges.

Fair Credit Reporting Act

The foundation of Safe & Sound Education is being 100% compliant with the Fair Credit Report Act (FCRA).
For further information regarding the Fair Credit Reporting Act, please visit the following link: http://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-credit-reporting-act

Privacy Policy

JD Palatine, LLC (“JD Palatine”), the creator of Safe & Sound Education, is a consumer reporting agency. It is required by the Fair Credit Reporting Act, 15 U.S.C. §1681 et seq. (“FCRA”) to maintain the confidentiality of all consumer information. JD Palatine obtains information on an individual consumer only upon the request of a user who has a permissible purpose under the FCRA to request information on that consumer in order to provide consumer reports. The FCRA requires a user for employment purposes to certify to us that it has a permissible purpose for the report and has obtained the written consent of the consumer to request information before we can supply the requested information. The user must submit to reasonable audits by us to confirm that it is, in fact, obtaining such consents. All users must certify that they have a permissible purpose to request a report such as credit, insurance, and renting an apartment. Our customers agree to keep your information confidential and secure.
We do not maintain a database of consumer information.

Personal Information Disclosure, United States or overseas. We do not send consumer information outside of the United States or its territories for any purpose other than to deliver a report to an end user. Of course, if information is sought from outside of the United States, the information is gathered in that country and then transmitted to us here in the United States where it is treated as any other consumer information.

Any information gathered on any consumer may only be provided to the user authorized by the consumer or permitted by the FCRA or similar state law to receive the information. We cannot and do not share, sell or distribute consumer information with or to any third party other than the requesting party thereof. Any consumer, upon proper identification, has the right under the FCRA to request us to furnish to the consumer any and all information we may have on that consumer. The consumer has the right to dispute the accuracy or completeness of any information contained in the consumer’s file.

However, we may be required, upon receipt of a court order to release the information in civil litigation, or as otherwise required by law, to disclose information regarding a consumer to law enforcement agencies.

If you have any questions regarding our policy, you may contact our Chief Privacy Officer at:

Email: inquiry@jdpalatine.com

Telephone: (877) 745-8525

Mailing Address:
One Oxford Centre
301 Grant Street, Suite 4300
Pittsburg, PA 15219

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